14 January 2026

Insurance Outlook 2026: Innovation at the Helm

As we close out 2025, the insurance landscape continues to evolve rapidly. Creative solutions and tools will be critical for investors in the year ahead.

To help insurers navigate the challenges and opportunities of 2026, AB's insurance leaders—Geoff Cornell, Gary Zhu, Deanna Leighton, and Gerry Anderson—share their insights in our Insurance Outlook 2026: Innovation at the Helm.

Top takeaways from our global outlook:

  • We expect slower but positive economic growth to continue in 2026—but underlying frictions pose risks.
  • Spreads are generally tight, but investors can find pockets of value, especially in heavily structured or newer asset classes.
  • Among the major regulatory developments, the Taiwan Insurance Capital Standard will likely reshape relative value and possibly portfolio allocations over time.
  • We suggest a focus on five general-account risk components: default, ratings migration, liquidity, cash-flow variability and headline.
  • Insurers will likely continue exploring alternative capital sources, including sidecar activity and strategic partnerships with asset managers.

From a big-picture view, 2026 will likely throw some wrinkles at insurance investors. Click the link below to explore how innovation will be a key partner next year—whether it's tapping alternative capital sources, assessing relative value in a tight-spread world or managing portfolio liquidity.

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